Advertising injury coverage in CGL includes protection for which scenario?

Advertising injury coverage in CGL includes protection for which scenario?

• A. Physical injury to a person
• B. Misappropriation of advertising ideas or copyright infringement
• C. Damage to property
• D. Price-fixing allegations

Answer: (B)

Advertising injury coverage in a CGL policy is focused on offenses that occur in the course of advertising your goods or services. The most relevant scenario is misappropriation of someone else’s advertising ideas or copyright infringement in your advertisement. If your ad uses another company’s advertising concept or protected material without permission, that falls under advertising injury and would be covered. It does not cover physical injury to a person, which is bodily injury, nor damage to property, which is property damage. Price-fixing allegations are antitrust issues and aren’t the type of advertising-injury claim covered by this part of the policy.

Advertising injury coverage in a CGL policy is focused on offenses that occur in the course of advertising your goods or services. The most relevant scenario is misappropriation of someone else’s advertising ideas or copyright infringement in your advertisement. If your ad uses another company’s advertising concept or protected material without permission, that falls under advertising injury and would be covered. It does not cover physical injury to a person, which is bodily injury, nor damage to property, which is property damage. Price-fixing allegations are antitrust issues and aren’t the type of advertising-injury claim covered by this part of the policy.